“Abundance is our birthright and inner wisdom opens our heart to give and receive.” With a fresh year, we want to draw from within newness and insightful ideas that prosper and add to our wholeness of living.

We request from the deeper and inspired self Divine Support and Supply enough to live free from worry or money challenges, free to give spontaneously and on a routine basis. By now we may have learned successful money practices.

These practices would include not spending more than we earn. Paying for things in full. And if the money is not there yet to do so. Begin a savings program setting aside some chosen quantity of money with each earned funds received. When enough is there it is time to happily make our purchase.

Certainly, I know this takes discipline and planning. We have bills and obligations to meet, our car payment and mortgage or rent, food and spending money.

Things break down, purchases become necessary. In these situations, choose the wisest methods in which to pay. Some businesses will excuse finance charges if paid within a certain and agreed upon length of time.  

Moreover, the practice of not charging begins with faith, fortitude and a bit of frustration with the amount charged to finance anything. Why not finance ourselves. Be our own money manager with a little thought and then determination to begin new and wiser money patterns and practices. 

I have notices people who achieve debt-free living feel successful, have more money, peace of mind and financial security. One of the best reasons I desired to be debt-free was because the money practice is a Universal prosperity idea.

When we pay at the time we buy, we are living in the now and letting go of being obligated to the past. We are literally living in the here and now where our Divine Power is the strongest. We operate and live in the Present and one with the Presence and Power of Divine Spirit. 

Start small if necessary. At least you are willing to begin. Many wonderful things are initiated little by little then increasing in momentum with consistency and earnestness. We can do this. Many of us have. Besides the Country and people in America are ridden with debt. It is a heavy weight to bear most of the time.